Mortgage Loan Officer 

  • ClassificationLoan Officer/Originator
  • Salary
  • Work typeFull-time
  • LocationSouth Carolina
  • Posted on07 Jul 2016
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Heritage Trust Federal Credit Union is seeking a Mortgage Loan Officer to join our team. The Mortgage Loan Officer provides members with competent, courteous, and concerned mortage services in accordance with the company's policies, practices & procedures. Maintains thorough knowledge of fixed rate and ARM loans, FHA loans, VA loans and all Fannie Mae underwriting guidelines. The Mortgage Loan Officer provides prospects with details information about the mortgage loans, current rates, the process of obtaining a mortgage loan and what documentation is required to apply for a mortgage loan. The Mortgage Loan Officer encourages prospects to apply for a loan with Heritage Trust by establishing trust and schedules application interviews.

Responsibilities include:

  • Pre-qualifying prospects for mortgage loans in person or over the phone and sending loan packages out to the prospects.
  • Analyzing appraisals, federal income tax returns, financial documents, and legal documents.
  • Responsible for cross-selling other credit union products & services to prospects and applicants, such as Home Equity LOCs, 2nd mortgage loans, credit cards, and Members Financial Services.
  • Responding promptly to inquiries from members, realtors, appraisers, attorneys and sellers.

One to two years experience with 1st mortgage lending required. Heritage Trust offers a competitive salary and benefits package, including a retirement plan, medical & dental coverage, paid time off, and disability & life insurance. To be considered for this position, please visit under our Careers page or email you updated resume to

Heritage Trust is Proud To Be an Equal Opportunity Employer


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